# Your members are forming businesses. Capture them first.

Free LLC formation, AI bookkeeping, and tax services — embedded in your digital banking, white-labeled under your brand.

[Schedule a demo](https://cal.com/wwshark/30min) [See the opportunity](/content/credit-unions#opportunity/index.html)

25% of members run businesses through personal accounts. Activate them with embedded formation and accounting services.

$120+ annual revenue per member from embedded services. Revenue share model.

## 87% of new LLCs go to national banks. Intercept them.

LegalZoom routes to Chase. Stripe Atlas routes to Mercury. Jupid routes to you.

### Capture at formation, keep for life

Free LLC filing under your brand. Business account opened same day. 7-year relationship starts here.

**LLC Filing**  
Free service  
**EIN + Docs**  
With Jupid  
**AI Bookkeeping**  
Included  
**Tax-Ready**  
Year-round

### AI bookkeeping for every business member

95.9% categorization accuracy. WhatsApp and iMessage support. Zero training required for members.

### Tax-ready books, embedded in banking

Schedule C preparation, deduction tracking, CPA oversight — all inside your digital banking platform.

**Schedule C**  
**IRS Form 1040**  
**Line 1**
Gross receipts  
$87,400  
**Line 10**
Commissions and fees  
$2,150  
**Line 18**
Office expense  
$4,847  
**Line 28**
Total expenses  
$23,891  
**Line 31**
Net profit  
80%

## Built for your digital banking platform.

Banno (Jack Henry) is live. API-only, no core changes. 4-6 weeks to go-live.

### Every data source, one accounting layer

All US banks via Plaid, Stripe, payment processors. Jupid categorizes and structures. Clean data flows to members and your institution.

### Members get help where they already are

WhatsApp, iMessage, or embedded chat. Proactive clarification, receipt processing, and real-time answers — no app to download.

## Questions credit unions ask before embedding Jupid.

### Partnership & integration

**How does the integration work?**  
API-only connection to your digital banking platform. Banno (Jack Henry) is live today. No core system changes required. Typical go-live is 4-6 weeks.

**What's the revenue model?**  
Revenue share on active business members using embedded services. No upfront licensing fees. You earn as your members engage.

**Is it white-labeled?**  
Fully. Members see your credit union's brand, logo, and colors throughout the entire experience — from LLC formation to bookkeeping to tax prep.

**What about data security and compliance?**  
SOC 2 compliant. Member data stays within your compliance framework. Jupid processes transactions but your institution remains the custodian.

### Member experience

**What do members actually get?**  
Free LLC formation (any state), EIN, Operating Agreement, AI bookkeeping with 95.9% accuracy, Schedule C tax preparation, and WhatsApp/iMessage support. All included.

**Do members need training?**  
No. The interface is conversational — members interact via WhatsApp, iMessage, or embedded chat. No accounting knowledge required.

**What about members who already have an LLC?**  
They can connect their existing business and start with AI bookkeeping immediately. Formation is optional — the accounting and tax services work standalone.